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Buying Stoves & Fireplaces on Finance online ?

Deko logo

Stovesaver.co.uk are pleased to offer 0% finance payment options on any purchase of £500.00 or more. A Quick, Free and Simple online application through your basket!

Click here to open the Finance Calculator

General Information Example

Finance is available on all purchases of £500 or more. You can apply online 24 hours a day - it's quick, easy and you'll get an instant decision. There is NO administration fee's payable, on any of our finance schemes. Our online retail finance partner is Deko. Credit is provided subject to status. Simply register, place the goods in your basket and then checkout, click on the Go to finance checkout and you will be taken to Order Summary where you can select your term and deposit amount, Click you have read and accept our terms and conditions, click on place order and pay where you will be taken to the secure finance server or be asked to create an account.

Please Register and make sure your address and billing information is fully complete before trying to purchase your goods. In the checkout area or in order summary please select the blue Go to Finance Checkout Button in the bottom right hand side or you will be taken to debit or credit card payment server.

Example finance options

Example Finance Option (Interest Free)

  • Cash Price £1000.00
  • Deposit £200.00 (20%)
  • Amount of credit £800.00
  • Payable by 12 monthly instalments of £66.66
  • Typical APR 0%

Example Finance Option (Classic Credit 19.5% APR)

  • Cash Price £869.00
  • Deposit £86.90 (10%)
  • Amount of credit £782.10
  • Payable by 36 monthly instalments of £28.25
  • Cost of loan £234.90
  • Total Amount Payable £1103.90
  • Typical APR 19.5%

You can apply for credit in several different ways:

Visit our website and select the items you wish to purchase.

On the check out screen, select:

Deko select

as your payment option.

Or simply visit our showroom. However you apply, it takes only a couple of minutes and you get an instant decision

Example Criteria

To apply for finance you must meet the following criteria:

  • You must be over 18 years of age. You must be a UK resident with at least 3 years continual address history. You must be in full time employment, unless retired or a house person with a spouse in full time employment.
  • You must have a UK bank account capable of accepting Direct Debits. The goods must be delivered to your home address.

Benefits Example

Finance is available on all purchases of £500 or more.

Buy the items you want now + accessories, all for a low monthly payment.

Select 12, 24 or 36 month repayment periods depending on the options presented.

Choose a higher-spec model for a few pounds more per month. You can include flue pipe & liners, accessories or anything else you may require (we are unable to finance wood & fuel). You can spread the cost of your purchase to minimise your monthly payments.

Choose the finance that suits you

Using our simple Deko calculator found on finance qualifying product pages, you can choose from a minimum of 10% deposit through to a maximum of 40%.

You can also determine the finance period. As you make your selections the calculator will display all the relevant repayment detail.

Deko Example Finance

One-stop shopping: no need to go to a bank to secure funding. Keep cash for day-to-day expenses. Fixed repayments - your payments are fixed for the duration of the agreement allowing you to budget more effectively.

Frequently Asked Questions

How much can I borrow?

When checking out, just fill out our easy online application form and you can be approved for up to £12,000 to use for the equipment you wish to purchase. Use our calculator to determine how much you can spend based on your monthly payments. The minimum order is £800.

Is a deposit required?

Yes. A minimum 10% deposit is payable by credit or debit card upon acceptance.

How are my monthly payments paid?

All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.

What type of equipment can I purchase?

Stoves, fires, Liners, ancillaries & flue pipe can all be financed, basically any item we sell excluding wood & fuel. However, please remember that the minimum order is £800.

What length of repayment is available?

You can choose a 12, 24 or 36 month loan repayment period depending upon the APR chosen.

How do I apply?

You can apply on our web site or in store.

Can I pay my agreement off early?

You can settle your loan agreement at any time. Simply write to Moneyway / Deko and they will calculate and send you, your settlement figure. Your settlement figure and date are calculated in line with the Consumer Credit Act.

Moneyway, One Arleston Way, Solihull, West Midlands B90 4LH. Email:retailfinance@moneyway.co.uk. Phone: 0845 111 7107.

When trying to buy my goods on finance online I keep going to the sage pay server?

The best way is to register first, fill in all your details including billing address, make sure you are logged in and then place goods with a value of over £800. Go to the checkout area and press Go to finance checkout, you will be taken to order summary, set your term required, deposit amount and click on agree to terms and conditons then proceed to finance server.

Close Brothers Retail Finance

BMF Limited, 248 Meanwood Road, Leeds, LS7 2HZ

Loan agreements are only available to UK residents over 18, subject to status, terms and conditions apply. Available on orders over £800 with a minimum deposit of 10%. Finance is not available on wood or bio fuels.

Close Brothers Retail Finance is a trading style of Close Brothers Limited — a subsidiary of Close Brothers Group plc. Close Brothers Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. We may pay brokers some consideration if they introduce business to us.

BMF Limited work exclusively with the Close Brothers Retail Finance as lender.

Deko

Deko is an online finance gateway that links retailers and finance companies making it easy for finance companies and retailers to work together to offer consumers fast and convenient point of sale finance. Deko act as a credit broker and not a lender. Deko can introduce you to a limited number of finance providers

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